United Bank Limited (UBL) has rolled out comprehensive car financing options under its UBL Drive Program, providing Pakistani consumers with accessible payment plans for popular Suzuki Swift and Toyota Yaris models. The program features structured installments with competitive terms across multiple vehicle variants.
Suzuki Swift Financing Packages:
Swift GL Manual
Total Price: PKR 4,336,000
Down Payment: PKR 1,344,000 (31% of total)
Financing Amount: PKR 2,991,840
Monthly Installment: PKR 102,982
Residual Value: PKR 69,567
Tenure: 3 years (36 months)
Fixed Interest Rate: 14.5%
Swift GL CVT
Total Price: PKR 4,560,000
Down Payment: PKR 1,596,000 (35% of total)
Financing Amount: PKR 2,964,000
Monthly Installment: PKR 102,023
Residual Value: PKR 68,919
Same 3-year term and interest rate
Swift GLX CVT (Top Variant)
Total Price: PKR 4,719,000
Down Payment: PKR 1,746,030 (37% of total)
Financing Amount: PKR 2,972,970
Monthly Installment: PKR 102,332
Residual Value: PKR 69,128
Toyota Yaris Financing Options:
The program covers multiple Yaris variants with different specifications:
Base Model (GLI MT 1.3L)
Starting Monthly: PKR 68,737
Down Payment: 34% of vehicle price
50% residual value structure
Mid-Range (ATIV CVT 1.3L)
Higher monthly installments
Available in beige/black interiors
Premium (ATIV X CVT 1.5L)
Top-tier variant financing
Enhanced features package
Program Highlights:
Balloon Payment Structure: 50% residual value payment at term end
Fixed Interest Rate: 14.5% across all variants
Minimum Down Payment: 34% of vehicle price
Tenure Options: Primarily 3-year terms
Insurance: Not included in financing (separate cost)
Transmission Choices: Both manual and automatic available
Application Process:
Prospective buyers can apply through:
Online portal (UBL Drive Application)
Dedicated phone helpline
Physical branch visits
Special Features:
Transparent pricing with no hidden charges
Quick approval process
Flexible payment scheduling
Nationwide availability across UBL network
The UBL Drive Program aims to make new car ownership achievable for middle-income customers through structured, predictable payment plans while maintaining competitive banking rates. Both salaried individuals and business owners can qualify for the financing, subject to standard credit approval processes.
Customers should note that actual monthly payments may vary slightly based on final credit evaluation, and all prices are subject to change based on manufacturer pricing adjustments. The program currently covers these specific models only, with other vehicles potentially being added in future phases.
Also read: Everything you need to know about 4th Gen Kia Sorento
